NEW HOME

LA HANDY CONSTRUCTION

LATEST PROJECTS

LA Handy team is constantly striving for perfection. We are lucky to work with notable and known clients, who trust us and let us guide them with our creative vision, making their real estate dreams true.

WHAT WE DIG INTO

We leave nothing on the table

Hidden/secondary damage: mold, rot, structural

Code upgrades and permit costs

Proper matching of finishes and materials not close enough

Depreciation recovery RCV vs ACV and recoverable overhead & profit

Equipment rental, disposal, and temporary living expenses if applicable

Engineering, specialty reports, and supplements when needed

Insurance company name & claim number if already opened

Policy declarations page if available

Photos or videos you’ve taken of the damage

Access to the property for inspection and repairs

Signed authorization allowing us to communicate with the insurer

WHAT WE NEED FROM YOU

HOW
WE
HELP

THOROUGH DAMAGE INSPECTION

1

2

CLAIM SUPPORT & AUTHORIZATION

3

ACCURATE, ITEMIZED ESTIMATE & SCOPE

Full walkthrough, detailed photos, interior/exterior measurements, and a materials log to capture hidden damage.

We help you open or supplement the claim and provide an authorization so we can talk directly with the insurer on your behalf.

We prepare a line-by-line scope using industry-standard estimating (e.g., Xactimate)

4

We meet the adjuster, submit documented evidence and supplements, and push for fair valuation (RCV vs ACV, depreciation, overhead & profit, etc.).

5

6

7

Regular progress updates, on-site supervision, and final walkthroughs to confirm everything is done right.

We pull permits, manage inspections, and coordinate licensed trades so the work meets code and your expectations.

INSURANCE ADVOCACY & NEGOTIATION

PERMITS, COORDINATION & BUILD-BACK

QUALITY ASSURANCE & COMMUNICATION

FINAL SETTLEMENT & CLOSEOUT

We collect/support final payments, provide lien waivers, warranties, and help resolve any outstanding issues with the carrier

QUICK FAQS

Will hiring you cost me extra?

We work transparently. We’ll explain any costs up front. Often our work is paid through the claim settlement or via a direction-to-pay arrangement when the carrier allows it we’ll walk you through the payment options.

Do I still have to pay the deductible?

The deductible is generally the homeowner’s responsibility. We’ll document and pursue full reimbursement when appropriate and explain how the deductible affects the settlement.

Will this raise my insurance rates?

Filing a claim may affect premiums depending on your carrier and policy. We can review your policy and discuss options, including coordinated repairs to reduce future risk.

What if the insurer denies part/all of the claim?

We prepare appeals and supplemental submissions with documentation (photos, invoices, code citations). If needed, we can bring in third-party experts and advise on next steps.